2 min readUpdated 2026-09-17

Serbian for paperwork and daily life: the bank, the police, renting, the doctor

Bureaucratic Serbian is not the hardest part of the language, but it is the most urgent: address registration, the residence application, a bank account and a lease all happen in the first weeks, before you have any vocabulary. The consolation is that each of these conversations follows a stable script — the clerk asks the same things, the documents have the same names, and you need about ten answers. Below is the map of those situations in the order they happen, with links to the walkthroughs and the vocabulary.

1. Housing: viewing, lease, «beli karton»

For most newcomers the first serious Serbian conversation is with a landlord or an agent. What to ask at a viewing, how to negotiate the deposit and what to check in the lease: Viewing a flat: what to ask, Utilities: what is included and who pays, Deposit, commission and the currency you pay in, Signing the rental contract, Taking over the flat and the meters. The key point is the landlord’s consent to register you at the address: Address registration: the talk with the landlord. Vocabulary: Renting a flat, Utilities & bills, Building & neighborhood.

2. The police station: registration and residence

The «beli karton» is the registration of your address, due within 24 hours of arrival: Registering your address yourself. Then the application for temporary residence: The ticket machine and the queue, Handing in the application, a missing document — A document is missing: what now, biometrics — Biometrics: photo and fingerprints, collecting the card — Collecting the foreigner's card. Vocabulary: Residence permit (boravak), Documents & ID, Bureaucracy & admin.

3. The bank

Non-residents can open accounts in Serbia, but the documents and the package are worth discussing in words: Opening a bank account, Choosing an account package, Collecting your card and sorting out the PIN, a foreign-currency account — A foreign-currency account and money from abroad. When something goes wrong: The account or the card is blocked, The cash machine kept the card. Vocabulary: Banking & finance, Money & payments.

4. Health

The public clinic — the «dom zdravlja» — works through a chosen doctor: Choosing your doctor, booking — Booking an appointment, describing symptoms — Describing your symptoms to the doctor, a referral — Asking for a referral to a specialist, the pharmacy — Collecting a prescribed medicine. Vocabulary: Doctor & pharmacy, Body & health.

5. Work, taxes, self-employment

Registering as a sole trader at the APR and the first visits to the tax office: Filing to register as a sole trader, Choosing your activity code, The first visit to the tax office, A question about the flat-rate regime, an accountant — Choosing an accountant: what to ask. Vocabulary: Business registration & taxes.

6. Children: kindergarten and school

Enrolling your child in kindergarten, Enrolling in school and getting grades recognised, recognition of documents — Submitting your diploma for recognition, a parent-teacher meeting — Talking to the teacher about how your child is doing. Vocabulary: School: basics.

How to use this

Reading the walkthrough before the visit is half the job: you know what you will be asked. The other half is saying it out loud. In the app each scenario is played out with a character who has their own manner and their own stock questions; you answer by text or voice, and after each line the AI shows where the mistake is and how to say it better. The full list: guides to life in Serbia.

In short

What is the «beli karton»?
The registration of a foreigner’s address with the police, done within 24 hours of arrival. A hotel does it for you; with a rented flat it is done together with the landlord — agree on it before signing the lease.
Can I do all of this in English?
In the banks of the big cities — often. At the police station, the clinic and the municipality — do not count on it: the forms and the conversation are in Serbian, and the clerk is not required to speak English.

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